Hail Damage Roof Repair
in Frederick, MD
GAF Master Elite Certification
300+ 5-Star Reviews
Accredited and A+
Restore Your Roof After a Hail Storm in Frederick
If your home was hit by a hailstorm in Frederick, there’s a good chance your roof took damage you can’t see from the ground. Hail can bruise shingles, knock protective granules loose, crack seal strips, and weaken vulnerable areas of the roof system without causing an immediate leak. By the time water damage appears inside your home, the problem has often been there for months.
At AC Matthews Roofing & Exteriors, we help Frederick homeowners identify and repair hail damage before it turns into larger structural issues. Our team performs detailed roof inspections, documents storm-related damage for insurance purposes, and explains exactly what we find so you can make an informed decision about repairs or replacement.
What Hail Actually Does to Your Roof
Hail impact creates a specific and recognizable pattern on asphalt shingles: circular bruising where the granule layer has been knocked loose, soft spots in the shingle mat beneath, and in severe cases, cracked or punctured tabs. The granule layer is your shingles’ UV protection. Once it’s compromised, the underlying asphalt mat deteriorates rapidly — a roof that looked fine after a hail storm may fail within two to three seasons if the damage goes unaddressed.
Hail also damages metal components: gutters develop dents that restrict water flow, step flashing at roof-to-wall transitions gets dimpled, and ridge vents crack. These components are part of a complete insurance claim and are often missed if the inspection focuses only on shingles.
Why Documentation Matters — and Why Timing Is Everything
Most Maryland homeowner policies require storm damage claims within one year of the event. But the documentation needs to be credibly tied to a specific hail event, which means getting an inspection done while the damage is fresh and while weather service records for that date still clearly establish what hit your area. We’ve submitted hundreds of hail damage assessments in Frederick and know exactly what adjusters require.
We photograph every impact point, measure hail size where possible from physical evidence, and produce a written damage report formatted to support your claim from day one. We’re available to be on-site when your adjuster inspects, which significantly reduces the chance of damage being missed or undervalued.
Repair vs. Replacement After Hail
Whether hail damage warrants a repair or a full roof replacement depends on the density of impact points, the age of the roof, and the insurer’s assessment. A roof with isolated damage on one slope may be repairable. A roof with impacts across all surfaces — which is common when large hail falls straight down — is almost always a replacement. We’ll give you our honest read and make sure your claim reflects the actual scope.
GAF MASTER ELITE ROOFING CONTRACTOR
Workmanship With Integrity
AC Matthews is proud to be a GAF Master Elite® Roofing Contractor, a status achieved by only 2–3% of roofing companies in the entire country. This elite recognition highlights our commitment to superior workmanship, strict quality standards, and roofing systems built to protect your home for years to come.
WE INSTALL ALL LEADING BRANDS
Products That Last
GAF roofing systems, Royal Building Products siding systems, and Provia, Windows & Doors are our flagship material partners, but we proudly install all leading brands. Whether you prefer a specific manufacturer or your insurance requires it, you’ll still receive the same elite AC Matthews installation and warranty support.
TRUSTED BY MARYLAND & PENNSYLVANIA HOMEOWNERS
Real Customer Reviews
Posted on Google Ben Denne Great to work with. Very competent. Excellent at keeping the work area clean. Fantastic outcome.Posted on Google Frank Turano ⭐⭐⭐⭐⭐ Excellent Roofing Company — Highly Recommend! Total roof replacement on steep three-pitched story home. I could not be happier with the outstanding job Ramon and his team did on our roof. From beginning to end, the entire experience was excellent. They were on schedule, on budget, and there were no surprise or extra charges. Ramon, our sales representative/project manager, was professional, knowledgeable, responsive, and a pleasure to work with. His crew showed up on time, worked hard all day, and clearly took pride in their work. The finished roof looks fantastic. Just as impressive was how carefully the crew cleaned up afterward. They left our property absolutely immaculate, with no debris or mess left behind. I received five different estimates, and their price was more competitive than the others while still providing excellent quality, workmanship, and service. This was truly a 5-star experience from start to finish. If you are looking for a roofing company that is dependable, professional, fairly priced, and delivers excellent results, I highly recommend Roman and his team! Frank August 2026Posted on Google Tina B. We obtained 3 estimates from 3 contractors. Prices were comparable, but we liked the time Ryan Mckibbon spent with us in person to educate us on options and the best choice for our home. He personally covered a leaking spot on our roof until the roof could be repaired. He answered questions timely and oversaw the entire process. Our roof has been seriously tested with all the rain these last two weeks. All is well. We are very pleased.Posted on Google Christa Wilcox Matthew is a stand up guy who does stand up work! Thank you again! :)Posted on Google Molly Reed- Baltimore & Saratoga Springs I needed a quick fix for flashing on my roof in downtown Baltimore and Ryan was quick to come out, gave me a reasonable quote, and then fixed it promptly. The whole process was easy and enjoyable. Thanks to the AC Matthews team!Posted on Google Mrs. W We were initially referred to AC Matthews Roofing by the Pro Referral program through Home Depot, which only refers vetted, licensed and background checked professionals. It has been great working with AC Matthews and Ramon especially. We have a rather unique roof that needed replacement, it was double layered in portions and not in others which was standard practice in previous decades. It is an additional complication for repairs and it was reaching the end of its lifespan. From the first meeting with Ramon of AC Matthews, it was a great experience. He was thorough and precise. He inspected to determine which parts of our roof had double layers and which parts didn’t, a situation some other companies had missed. When we received the quote, we were very impressed with the transparency and detail in the quote. It was also very reasonable and competitive. They were able to provide us the satellite roof measurements (not all roofs are eligible but ours qualified) to compare with their in-person measurements for additional accuracy checks. It really helped in getting a more precise and complete measurement of our roof. It really was the best practice of measuring twice and cutting once. Ramon also provided all the pictures he took of our roof, which gave us confirmation it was in need of a replacement and repairs were not going to really extend its useful lifespan. We asked many questions regarding the roofing options and types, which Ramon answered very well and in detail. It was very informative and helpful in us making an informed decision about what would be best suited for our situation and roofing requirements. Ramon was very patient with us and the attention explaining precisely and in detail was exceptional and went above and beyond. Everything was very smooth and relaxed, there was no pressure which we appreciated since it’s already a stressful endeavor to tackle a roof replacement even with going the route of insurance coverage.Posted on Google Joseph Lecher My fiance and I just bought a house knowing we would need a new roof almost immediately. We reached out to 4 different roofing companies and ultimately decided to go with AC Matthews. Zack Wolford was recommended to us by a friend and we had an exceptional experience working with him. Zack was professional, informative, and most importantly, very communicative (an extremely rare trait to find among contractors these days). Zack came out and took pictures of our roof to give us a quote and even tarped a rough area on the roof for free since there were heavy rains coming between then and when our new roof was supposed to get installed. Overall, Zack and AC Matthews gave us a phenomenal, hassle free experience for a surprisingly affordable value.Posted on Google Michael Berkey They work hard to make every detail just right. They don’t want any payment until we are completely satisfied. It’s a very pleasant experience to get needed work done, promptly and fairly priced.Posted on Google Elle G AC Matthews and Project Mgr. Ryan McKibbin just finished our roof project and it looks amazing! They converted the slate roof on our 1942 home to a beautiful new shingled roof, replaced the skylights, and installed new gutters and downspouts. We took a looonnnggg time researching roofers and are very happy with our selection. It’s one of the biggest projects for your home so it’s a huge decision. Ryan helped us every step of the way with great patience, skill and professionalism. He answered all our concerns and questions and was very responsive and very present throughout the job. We decided to add insulation in our somewhat challenging (due to a/c handlers) attic, and also needed repairs in the upstairs plaster ceilings due to leaks from the old roof. Ryan and his team took care of everything and it was so convenient for us and everything turned out to exceed our expectations. What a relief to have this all done, and done so well. Thank you, Ryan and AC Matthews!
Frequently Asked Questions About Hail-Related Roof Damage in Frederick, MD
From the ground, you may see dented gutters, cracked skylight covers, or damaged window screens — all good indicators of significant hail. On the roof itself, look for circular dark spots on shingles where granules have been knocked away. A professional inspection is the only reliable way to assess the full extent.
Most standard policies allow one year from the date of the storm. The clock starts on the storm date, not when you discover the damage. Call us promptly after any significant hail event and we'll document everything to keep your options open.
In Maryland, insurers are generally prohibited from raising rates or canceling policies solely due to a single weather-related claim. Catastrophic weather events are classified as acts of nature. Consult your agent about your specific policy's provisions.